2025 tax year
The Canada workers benefit, after a full year as a resident.
By Vishal Tomar · Checked against official sources · Updated 13 November 2026
On Schedule 6 for 2025, the basic amount phases in at 27% of family working income above $3,000.00. The maximum is $1,633.00 for a single person and $2,813.00 when there is an eligible spouse or an eligible dependant. It is reduced by 15% of adjusted family net income above $26,855.00 (single) or $30,639.00 (family). The same page's how-much page is still headed "Tax year: 2025" and prints the same maximums.
The disability supplement phases in at the same 27% above $1,150.00 of your own working income, up to $843.00. A spouse's lower working income can be left out of the phase-out, up to $16,386.00. CRA pays up to half of the credit in advance. You claim the credit when you file. Who is eligible also excludes a full-time student for more than 13 weeks, unless they have an eligible dependant on December 31, and a person confined to a prison for 90 days or more.
Starting in July 2026, a CRA tax tip says eligible individuals may receive up to $1,665.00, and eligible families up to $2,869.00. The infographic updated July 1, 2026 adds up to $860.00 with an approved disability tax credit. See the official source for how those maximums are reduced. This calculator does not apply them.
A newcomer applies for the groceries benefit on form RC151 before the first return. The workers benefit is not that application. It is listed on the newcomers page under payments you may get after doing your taxes. Related estimates: groceries benefit · Canada child benefit · first tax return · Ontario trillium benefit.
Estimated 2025 credit
Educational only, not financial or tax advice. Not affiliated with CRA. Full disclaimer.
Basic amount plus disability supplement
$1,633.00
- Basic amount
- $1,633.00
- Disability supplement
- $0.00
- Adjusted family net income used
- $20,000.00
- Up to half, the advance share
- $816.50
The advance share is 50% of this estimate. It is not a payment date or a notice of assessment. Schedule 6 also requires that you were 19 or older at the end of the year, or that you resided with your spouse, common-law partner, or child. That age line, the student exclusion, the 90-day prison exclusion, and the universal child care benefit and RDSP lines are not applied here.
Questions
Can I claim this in the year I arrive?
Schedule 6 and CRA's eligibility page both say you must be a resident of Canada throughout the year. If you became a resident partway through the year, turn that box off. The estimate is then $0. The credit is claimed on the tax return, not on form RC151.
Why are the July 2026 amounts not in the calculator?
A CRA tax tip dated March 24, 2026, and an infographic updated July 1, 2026, say up to $1,665 for an individual, $2,869 for a family, and $860 with the disability tax credit. Those pages do not print the income where the amount starts to fall, or the rate. The calculator uses the 2025 Schedule 6, which does print both. See the official source before treating $1,665 as a calculated payment.
What is the disability supplement?
It is a second part of the same credit for a person who is eligible for the disability tax credit and has an approved Form T2201 on file. On the 2025 Schedule 6 the maximum is $843. If both spouses qualify, each claims a supplement, and the reduction rate on that schedule is 7.5% instead of 15%.